Risk 3.0 Asset Management offers an array of innovative strategies, each with a clear, consistent, predictable pattern of returns. Whether an investor is bullish, bearish or somewhere in between, the Risk 3.0 Family of Investment Solutions offers strategies that allow investors to express their outlook and match their risk tolerance with clarity and an improved risk-reward profile. These solutions can be used alone or in combination.
Risk 3.0 Investment Solutions currently available for investment include:
Risk 3.0 Planned Return Strategy® — Designed to excel in an environment of slow growth and heightened volatility. This S&P 500-based strategy improves risk vs. return by buffering the first 12% of index losses while enhancing small-to-moderate index gains. Learn more.
Risk 3.0 Accelerated Return Strategy™ — Well-suited for long only equity investors with a moderate to optimistic market outlook. This S&P 500-based strategy improves risk vs. return by accelerating investor returns during rising markets without significantly increasing downside risk. Learn more.
Risk 3.0 Third Rail Strategy™ — For investors who seek to participate in the market but are concerned about another 2008-style market meltdown. This S&P 500-based strategy improves risk vs. return by protecting against steep losses on the index while maintaining exposure to index returns into the mid-double digits. Learn more.
Risk 3.0 Investment Solutions in development include strategies focused on certain commodities as well as other asset classes.
Each investor brings to their investing a unique balance of risk tolerance and market expectations. The 2008 financial collapse and subsequent market rebound heightened those differences in both degree and kind. Some investors became more conservative, unwilling to risk experiencing such high levels of volatility again, while others became more concerned with missing the next bullish opportunity.
As investors struggled with these conflicting objectives, it became clear to us that old methods of risk management simply would not suffice in the new market realities. In response, we began searching for investment solutions that could deliver consistent results in line with an investor’s personal risk profile and market outlook, while also providing transparency, liquidity, and a reasonable fee structure.
Unable to find what we were looking for among existing solutions, we decided to develop a strategy that better met individual investor needs. The result was our Risk First approach and Risk 3.0 Planned Return Strategy, which launched in August 2009 as the first in a series of Risk 3.0 Investment Solutions.
Risk 3.0 solutions were developed in conjunction with The MDE Group. Founded in 1987, MDE was among the pioneers of independent, holistic wealth management and has grown into a nationally recognized firm with more than $1.3 billion in assets under management. MDE's process has always been to search the investment universe for the best possible solutions and to innovate when existing solutions do not meet its high standards.
Risk 3.0's leadership guides the firm's investment approach and philosophy, manages the current family of Risk 3.0 investment solutions, and fosters the development of new strategies. They also provide insights into the financial markets, investment risk, and the ever-evolving needs of individual investors and their financial advisors.
The leadership team includes:
Mitchell D. Eichen
Chief Executive Officer
Glenn A. Myers
President and Chief Operating Officer
Senior Vice President Investment Strategist
Erman K. Civelek
Senior Vice President Investment Strategist
D. Erik Leishman
Senior Vice President Business Development
Christopher C. Perrine
Analyst Investment Strategy
Control risk on your terms
Invest with consistency and predictability
Add Risk 3.0 to your portfolio:
To learn more about how Risk 3.0 can improve your portfolio, please contact the Risk 3.0 Team or call us at 973.206.7320
One cannot know the unknowable or predict the unpredictable.Risk is not uniform
Market conditions continually vary and risk takes many forms.Risk has no blanket cure
Techniques need to be optimized for different market scenarios and types of risk.Risk-adjusted returns matter
One should not take uncompensated risk, but must be appropriately rewarded for the level of risk taken.Risk is not static
Constant monitoring and reevaluation are required.